VA Home Loans
If you’ve served our country, let us serve you. Backed by the U.S. Department of Veteran’s Affairs, the VA home loan cuts through the red tape for vets, active duty service members, and military spouses.
With flexible guidelines, it’s easier to qualify for a VA home loan than a conventional mortgage, and you’ll also get a low rate that isn’t based on your credit score. You also won’t pay anything for a down payment and you can finance up to 100% of the home without any mortgage insurance.
Additionally, there isn’t an application fee or cash reserves required, and closing costs are limited. And although a VA funding fee is required (with the exception of vets and their spouses), you’ll have the option to roll the fee into your home loan or pay at closing. Reach out to our team at Academy Mortgage about the VA loan option to see if this is the right fit for you!