FHA Insured

Don’t have the best credit? Or have only a small amount for a down payment on a home? No need to worry: the Federal Housing Administration (FHA) loan could be the right fit for you.

The FHA loan is a government-insured home loan that helps make buying a house more affordable. As little as 3.5% down will work in most scenarios, and 5% covers most others. Our team will also review if you’re eligible for down payment assistance grants to reduce your out-of-pocket costs even more.

Plus, an FHA home loan even has a minimum credit score of 600 and other flexible guidelines, which means you can purchase a home even with less-than-perfect credit history. Reach out to our team at Academy Mortgage about the FHA loan option to see if this is the right fit for you!  



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